Why Real Estate Assessments Matter

May 18th, 2017 Categories: Random Thoughts

You might not think too hard about your real estate assessment, the dollar value the local government puts on your house and land. You should. The assessment determines how much you pay in property taxes. Read the rest of this entry »

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Tax Credits for Small Wind Energy Systems

May 16th, 2017 Categories: Random Thoughts

Small wind energy systems are popping up in backyards across the nation thanks to an uncapped federal energy tax credit that covers 30% of the cost. Read the rest of this entry »

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Surprising Facts About Flood Insurance

April 28th, 2017 Categories: Random Thoughts

Myth #1: Hurricanes, not floods, are the No. 1 natural disaster and cause the biggest economic losses in the United States.

Hurricanes grab the headlines, but because floods happen in virtually every part of the country, they cause more losses than any other type of natural disaster. Homeowners insurance doesn’t cover floods. Only flood insurance covers flood damage to your home. Read the rest of this entry »

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What You Need to Know About Excess Flood Insurance

April 26th, 2017 Categories: Random Thoughts

Most homeowners who need flood insurance buy it from the federal government’s National Flood Insurance Program. But NFIP policies max out at $250,000. If your lender wants you to have insurance coverage beyond that, you have to purchase at least some of your flood insurance in the private sector. Read the rest of this entry »

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Are You Prepared to Evacuate in an Emergency?

April 22nd, 2017 Categories: Random Thoughts

If there comes a time when you have to abandon your house, an emergency probably won’t give you enough time to gather essentials and take steps to limit property damage.

Getting all of your ducks in a row before disaster strikes is the best course of action. Read the rest of this entry »

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Want to Complain About Your Lousy Mortgage Closing?

April 17th, 2017 Categories: Random Thoughts

Think it took a long time to close your last purchase or refi mortgage? How about more than seven hours? That’s what happened to a couple of folks I know in Texas, and theirs is just one of many stories I’ve heard about things, ranging from interest rates that rise to mysterious appearance of random fees, that go way wrong at settlements. Read the rest of this entry »

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