What You Need to Know About Excess Flood Insurance

Most homeowners who need flood insurance buy it from the federal government’s National Flood Insurance Program. But NFIP policies max out at $250,000. If your lender wants you to have insurance coverage beyond that, you have to purchase at least some of your flood insurance in the private sector. Read the rest of this entry »

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Understand Disaster Insurance Claims

“Be prepared” is a motto that rings true for homeowners as much as Boy Scouts, especially when it comes to disaster insurance claims. Hurricanes, floods, earthquakes, and tornadoes strike with little warning. The aftermath can be devastating. The time to get your insurance in order is before one of these calamities ravages your house and ruins your possessions. Read the rest of this entry »

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What to Do in the First 24 Hours After a Flood

Whether a flood is caused by ground water, falling water, or home water system malfunction, there are some best practices you’ll need to employ within the first 24 hours after the flood to ensure the safety of your home and family and give you the best outcome possible with your insurance company. Read the rest of this entry »

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These articles are not intended to give legal or tax advice, and you should consult your attorney or financial advisor for additional information.

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