For Buyers
Random Thoughts
Find The Home Loan That Fits Your Needs
February 10th, 2015 Categories: For Buyers, Random Thoughts
Understand which mortgage loan is best for you so your budget isn’t stretched too thin.
It’s easier to settle happily into your new home if you’re confident you can afford it. Here’s what you need to know about your mortgage financing options, including how to choose the loan that matches your income and tolerance for risk.
Mortgage Financing Basics
The most important features of your mortgage loan are: Read the rest of this entry »
Discussion: Comments Off on Find The Home Loan That Fits Your Needs
|Are Mortgage Points Tax Deductible?
February 5th, 2015 Categories: For Buyers, Random Thoughts
When you took out a mortgage to buy your home, did you pay points? You may be able to deduct that prepaid interest on your federal tax return — but only if you meet a long list of rules.
The points you paid when you signed a mortgage to buy your home may help cut your federal tax bill. With points, sometimes called loan origination points or discount points, you make an upfront payment to get a particular rate from the lender.
Since mortgage interest is deductible, your points may be, too.
If you itemize your deductions on Schedule A of IRS Form 1040, you may be able to deduct all your points in the year you pay them. Read the rest of this entry »
Discussion: Comments Off on Are Mortgage Points Tax Deductible?
|7 Steps To A Stress-Free Home Closing
February 3rd, 2015 Categories: For Buyers, Random Thoughts
This cheat sheet helps you do your homework, so you know what you’re signing when you close the sale of your home.
Discussion: Comments Off on 7 Steps To A Stress-Free Home Closing
|Negotiate Your Best House Buy
January 22nd, 2015 Categories: For Buyers, Random Thoughts
Buying a home can be emotional, but negotiating the price shouldn’t be. The key to saving money when purchasing a home is sticking to a plan during the turbulence of high-stakes negotiations. A real estate agent who represents you can guide you and offer you advice, but you are the one who must make the final decision during each round of offers and counter offers. Read the rest of this entry »
Discussion: Comments Off on Negotiate Your Best House Buy
|How to Assess the Real Cost of a Fixer-Upper House
January 19th, 2015 Categories: For Buyers, Random Thoughts
Trying to decide whether to buy a fixer-upper house? Follow these seven steps, and you’ll know how much you can afford, how much to offer, and whether a fixer-upper house is right for you. Read the rest of this entry »
Discussion: Comments Off on How to Assess the Real Cost of a Fixer-Upper House
|8 Tips for Finding Your New Home
January 8th, 2015 Categories: For Buyers, Random Thoughts
House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at the best price. These eight tips will guide you through a smart homebuying process. Read the rest of this entry »
Discussion: Comments Off on 8 Tips for Finding Your New Home
|Random Thoughts
- Real Estate Chatter
- Community News
- South Florida Living
- About
- The Redland
- Palmetto Bay
- Pinecrest
- For Sellers
- For Buyers
- Miami
- Traffic
- Miami Public Schools
- Safe Kids
- Listing Agent
- Tyranny
- VA
- Veterans Affairs
- garage
- garage organization
- home ideas
- Buyers
- home buying
- Home
- home buyer
- buyer
- real estate
- buying a home
- mortgage
- home ownership
- Home Selling
- seller
- homebuyer
- incentives
- selling a home
- best offer
- house for sale
- House
- fixer-upper house
- First Time Homebuyers
- home closing
- divorcing homeowners
- home seller
- sellers
- tax
- Home Taxes & Financing
- Taxes & Incentives
- Tax Deductions
- A Homeowner's Guide To Taxes
- Home Office Deduction
- Energy Tax Credit
- Home Improvement Sales Tax Deduction
- Property Tax Deduction
- Home Repair Deduction
- Mortgage Financing Basics
- Home Loan
- ARM Risks and Rewards
- Maintenance & Repair
- Preventative Home Maintenance
- Windows & Doors
- Weather Stripping
- Cost vs. Value
- Home Improvement
- Rooms
- Bathrooms
- How To Plan A Bathroom Remodel
- Lighting
- Appliances
- Storage Solutions
- Kitchens
- Cabinets
- Features of an Ideal Kitchen
- Small Home
- Lightning
- Garages
- Home Check
- New Home
- Moving Into a New House
- Low-Maintenance
- Green Living
- Green Homes
- Repair Tips
- Do-It-Yourself
- Outdoors
- Landscaping & Gardening
- Plants & Trees
- Pools & Spas
- Painting
- Saving Energy
- Solar Energy
- House Built of Pot
- Landscaping
- Energy Efficiency Best Practices
- Decks
- Screened Porch
- Lawns
- Buy-It-Yourself
- DIY
- BIY
- Home Thoughts
- Curb Appeal
- Home Mold & Mildew
- Sell a Home
- Easy Home Improvement Ideas
- Patios
- Staged to Sell
- Home Staging
- Countertops
- Deck
- Flooring
- Wood
- Stage to Sell
- Spring
- Summer
- Fall
- How to Plan a Kitchen Remodel
- Gardens
- Pets
- Dogs
- Plants
- Grass
- Fresh Air
- Doors
- Door Knob
- Credit
- Loans
- Short Sales
- Short Sale
- Buying
- Home Privacy
- Shade
- Heating & Cooling
- HVAC
- Paint Colors
- Kitchen
- Storage
- Home Office
- Maintenance & Repair.Preventative Home Maintenance
- Vacation Home
- Rental Home
- Solar Water Heaters
- Water Heaters
- Ranges
- Gas Range
- Electric Range
- Tax Credits
- Energy Tax Credits
- Refrigerator
- Roof
- Roof Costs and Savings
- Tamiami Trail
- South Florida
- Repair or Replace
- Home Business
- Protect Your Home
- Home Security
- Home Loans & Mortgages
- Reverse Mortgages
- Roofing Gutters & Siding
- Home Inspections
- home insurance
- Energy Rebates
- Planning Your Remodel
- Contracting
- Housing News
- Support Home Ownership
- Insulation
- Foreclosure Guide
- Facing Foreclosure
- Issues Affecting Home Owners
- FHA
- Child-Proofing
- Kitchens Features Of An Ideal Kitchen
- Low-Cost Facelifts
- Basements
- Irrigation
- Renting Your Home
- Roofing
- Gutters & Siding
- Bad Neighbors
- Community & Neighborhood
- Cleaning
- Foundations
- Historic Designation
- Property Taxes
- Other Rooms
- Homebuyer Tax Credit
- Green Remodeling
- Air Quality
- Money-Saving Ideas
- Home Improvement Tools
- The Anti-Martha Stewart Spring Cleaning Guide
- Family Rooms
- Pest Control
- Recycling & Reusing
- Tiny Houses
- Universal Design
- Home Safety
- Plumbing
- Fireplaces & Chimneys
- Saving Water
- Lead Paint
- Fences
- Water Damage
- Home Electronics
- Home Improvement Apps
- Why Home Ownership Matters
- Home Offices & Studios
- Condo Associations
- Estate Planning
- HOA
- Garden & Landscaping Tools
- Air Leaks
- Electrical
- Fire Safety
- Green Cleaning
- Homemade Cleaners
- Attics
- Toilets
- Plumbing Leaks
- Neighborhood Watch
- Walkability
- How To Buy Appliances & Keep Them Like New
- Closets
- Master Suites
- Your Money
- Save Money
- Add Value
- Save on Utilities
- Buy & Sell
- Buy
- First-Time Home Buyer
- Finances & Taxes
- Improve
- Remodel
- Windows
- and Floors
- Financing
- Organize & Maintain
- Home Maintenance Tips
- Cleaning & Decluttering
- Sell
- Preparing Your Home to Sell
- By Room
- Bedroom & Closet
- DIY Repair
- Siding and Gutters
- Storage Ideas & Hacks
- Bathroom & Laundry
- Floors
- Painting & Lighting
- Remodeling Tips & Advice
- Should I Sell My House?
- Successfully Sell Your Home
- Yard & Patio
- Garage & Additions
- House Hunting
- House Negotiating & Closing
- Taxes
- Basement & Attic
- Budgeting & Contracting
- Disasters & Insurance
- Severe Weather Tips
- French Drains & Drainage
- Air Leaks & Insulation
- Florida Lizards
- Miami pest control
- lizard catcher
Categories
- Pinecrest
- Palmetto Bay
- South Miami
- Coral Gables
- Kendall
- The Redland
- Cutler Bay
- Southwest Dade
- For Sellers
- For Buyers
- Random Thoughts
Bookmarks
- Sewing Crafting Jewelry Blog
- Melbourne Waterfront Homes
- My Active Rain Blog
- Pinecrest FL Real Estate
- Palmetto Bay Homes
- Miami Short Sales