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  • Help for Homeowners Who Are Behind on Mortgage Payments

    making-home-affordable-modify-getty_00fc7ea08352f83d97e738329fff732c_3x2_jpg_300x200_q85If you’re behind on mortgage payments (or about to be), which is putting you at risk of foreclosure, the Home Affordable Modification Program (HAMP) could be your lifeline.

    Making Home Affordable, the federal program aimed at aiding struggling home owners, offers two options: refinancing (known as HARP) and loan modification, which this article explains. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

    Insulation Types and Tips

    insulation-types-spray-foam_f7384b0ced7787e3f65e296562de4872_3x2_jpg_300x200_q85We know that insulating your home isn’t the sexiest home project. But if you’re planning a remodel that includes opening up walls, ceilings, and floors, it’s a great time to upgrade your insulation to get energy savings of up to $300 per year.

    However, it you’re not remodeling, think long and hard about replacing or adding wall insulation. Retrofitting wall insulation has a long payback period that should make you think twice before committing to it. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

    Should You Refinish Hardwood Floors Yourself?

    refinishing-wood-floors-professional-buffing_52d0aaa4969416057f9500590269cd3c_3x2_jpg_300x200_q85Hardwood floors have two big advantages over other types of flooring:

    1. They’re a timeless mix of beauty and durability that pair with any design.

    2. If your hardwood floors get worn and scuffed, chances are good you won’t have to replace them; you can simply refinish them. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

    Light Bulbs for Energy Efficiency and Beautiful Light

    best-light-bulbs-job_eeee18f6bcad2c1570fe854a7a27529f_3x2_jpg_300x200_q85Although the old-fashioned incandescent bulb is on its way out, you have more lighting choices than ever before. And that means making decisions about price and energy efficiency. But don’t forget aesthetics.

    If you wind up with lighting that’s harsh, flat, or unpleasant — like when you’re trying on bathing suits in a retail dressing room — it won’t matter that you got that LED on sale or that it lasts forever. You’ll wish it didn’t. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

    Survey: More Renters Want to Become Homeowners

    renters-want-become-homeowners_2f1784d72f5bf2fb1499b84366e930e3_1_3x2_jpg_600x400_q85Americans have favored buying over renting, even during the recent Great Recession, and this year is no different. The 2013 National Housing Pulse Survey, by the NATIONAL ASSOCIATION OF REALTORS®, found Americans overwhelmingly believe owning a home is a good financial decision, and a majority of renters say homeownership is one of their highest priorities for the future. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

    5 Secrets Your Contractor Doesn’t Want You to Know

    general-contractor-secrets_78380936f5a0974865ee79921004e005_3x2_jpg_300x200_q85You’ve asked friends to recommend great contractors, picked your favorite, checked references — and maybe even conducted an online background check on his business. So you know you’ve found a top-notch guy for your home improvement project. Read the rest of this entry »

    Spoken by Maggie Dokic | Discussion: No Comments »

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    These articles are not intended to give legal or tax advice, and you should consult your attorney or financial advisor for additional information.

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