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  • What’s a CMA & Why Do I Need One?

    home-valueIf you’ve been considering selling or refinancing your Miami home, you may have had a real estate agent offer you a CMA. So what’s a CMA and why do you need one anyway?

    A CMA is a Comparative Market Analysis and, if done correctly, should provide you with a good idea of what your home is worth. It usually gives a range, not an exact amount.

    A CMA is not an appraisal nor does it take the place of one. There are cases where an appraisal is needed and Realtors are not licensed to appraise a home (unless they are actually also licensed appraisers). My real estate license allows me to provide an approximation of value, but I cannot call it an appraisal, because it isn’t.

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    Spoken by Maggie Dokic | Discussion: Comments Off

    Quit Claim Deed – DIY Can Bring Problems

    deedWhen transferring title to a property, many folks just go online and find a Quit Claim Deed form and file it themselves. Even though they aren’t sure if it’s the best way to transfer title.

    Owning a property, whether your primary residence or an investment, is likely to be one of the biggest purchases a person makes in their lifetime. Why risk that investment by trying to save money on legal fees? Unless you’re fully versed in real estate laws and know that what you’re doing won’t come back to bite you in the proverbial butt, you should seek legal counsel in such matters.

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    Condo Owners At Risk of Forced Sales

    brokenIf you’re a condo owner in the state of Florida, a law change that happened in 2007 could allow you to end up homeless.

    The law is not very well known. I’m a real estate broker and I wasn’t even aware of this until I read about it this morning. And because of the negative impact it can have on condo owners, I felt compelled to write about it.

    Apparently, prior to the change, in order to dissolve a condominium association you needed 100% vote. That meant that every single unit owner had to agree to the dissolution.

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    Are You Entitled to Foreclosure Funds?

    moneyWith the value of homes rising in Miami, some folks could be due surplus money of a home that’s foreclosed, but may not be aware of it. Home owners who are being foreclosed sometimes get so frustrated that they ignore the mail that comes their way. Is that you? Don’t!

    There are cases of foreclosures selling for more than the bank’s judgment amount. And in that case, barring any other creditors, the homeowner may be entitled to funds.

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    Kids Back In School – Keep Them Safe!

    School-ZoneDid you survive the kids going back to school?  It’s not that the kids themselves do anything to make the time bad.  It’s the added traffic during in/out times that we have to plan for.

    And make no mistake about it.  You do have to plan.  The first couple of weeks are usually worse because bus drivers and parents of kids at new schools aren’t familiar with the routes or where the drop offs/pick ups are.  But by the time we’re into the 2nd month, things settle down substantially and we’re “back to normal,” so to speak.

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    South Florida’s Cultural Arts Park Brings Holiday Cheer for All!

    polarEveryone is welcome to come aboard for Family Friday!

    Starting tomorrow, Friday December 13th, Pinecrest Gardens will be hosting a series of events for the next week or so.

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    These articles are not intended to give legal or tax advice, and you should consult your attorney or financial advisor for additional information.

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